Our Vision
An America where every household — not just the wealthy — has the clarity, tools and confidence to build generational wealth and financial freedom.
Rated 4.9/5 by 1,280+ clients · Trusted since 2020
Turn Today's Income Into Tomorrow's Wealth
Prime Money Invest is America's all-in-one finance & wealth partner — low-rate personal, credit and mortgage loans, fiduciary investment planning, proactive tax strategy and airtight insurance protection, all engineered around your goals.
- No hidden fees — ever
- 24-hour loan decisions
- Licensed in all 50 states
$480M+ FundedLoans & portfolios managed
Mortgage from 5.9% APRPre-approval in 48 hours
4.9 / 5 Client Rating1,280+ verified reviews
6+Years of Excellence
About Prime Money Invest
Your Trusted Financial Partner, Since 2020
Prime Money Invest was founded in Libertyville, Illinois on a simple conviction: every American family deserves the same caliber of financial guidance once reserved for Wall Street. What began as a three-advisor boutique in 2020 has grown into a nationwide finance & wealth firm serving clients in all 50 states.
Today our licensed advisors, NMLS-registered lending partners and CPA network manage over $480 million in funded loans and invested assets — combining human expertise with modern technology to make borrowing cheaper, investing smarter and protection simpler.
- Fiduciary, fee-transparent advice
- NMLS-licensed lending partners
- Upfront written pricing
- A dedicated advisor for life
The Prime Money Invest TeamLibertyville, Illinois · Serving all 50 United States
What Drives Us
Our Vision, Mission & Values
The principles behind every loan we structure, every portfolio we build and every family we protect.
Our Mission
To simplify every money decision — borrowing, investing, protecting and planning — with transparent advice, fast execution and technology that puts clients first.
Our Values
The non-negotiables that shape how we serve you, every single day.
Integrity FirstClient OutcomesRadical TransparencyLifelong LearningCommunity Uplift
Why Choose Us
Why Smart Families Choose Prime Money Invest
Six promises we make to every client — in writing, from day one.
Fiduciary-First Advice
We are bound to act in your best interest. No commissions disguised as guidance, no product pushing — ever.
Lightning-Fast Approvals
Personal & credit loan decisions in as little as 24 hours and mortgage pre-approvals within 48.
Transparent Flat Pricing
One clear fee, quoted upfront in writing. No hidden spreads, no surprise closings, no fine-print games.
Bank-Level Security
256-bit encryption, multi-factor authentication and SOC 2-aligned data practices protect every file.
One Dedicated Advisor
A single point of contact who knows your name, your goals and your complete financial picture.
Licensed in All 50 States
A nationwide network of licensed lending, insurance and advisory partners means we're local everywhere.
Our Work Process
From First Call to Financial Freedom
A proven four-step system refined over six years and 12,500+ client journeys.
Free Discovery Call
A relaxed 30-minute conversation about your goals, debts, income and dreams. Zero pressure, zero cost.
Your Money Blueprint
We map your loans, investments, tax position and protection gaps into one personalized written strategy.
Guided Execution
We negotiate lenders, build portfolios and handle paperwork beside you — most loans fund in 24–72 hours.
Grow & Protect
Quarterly reviews, market updates and proactive adjustments keep your plan compounding for decades.
Our Services
Complete Financial Solutions Under One Roof
Six integrated services designed to work together — so your money never works in silos.
Personal Loan
Flexible $5,000–$100,000 personal loans for life's big moments — fixed rates, fast funding and total clarity.
- Fixed APR from 5.4%
- Funding in 24–72 hours
- No prepayment penalties
Credit Loan
Credit-builder and consolidation loans engineered to lower your interest and raise your score, month after month.
- Consolidation from 6.9% APR
- Free personal credit roadmap
- Monthly score tracking
Mortgage Loan
Purchase, refinance and HELOC programs with honest pre-approvals and closing costs you can actually plan around.
- Pre-approval in 48 hours
- First-time buyer programs
- Close in as little as 21 days
Wealth & Investment Planning
Fiduciary portfolio management, retirement planning and education funding built for your risk profile and timeline.
- Goal-based portfolios
- 401(k) & IRA optimization
- Estate & legacy planning
Tax Advisory
Year-round tax strategy — not just April filing — that legally keeps more of what you earn working for you.
- Proactive tax planning
- Full IRS representation
- Business & individual strategy
Insurance Service
Independent life, health, disability and property coverage compared across 40+ A-rated carriers for you.
- 40+ carrier comparison
- Life & income protection
- Free annual policy audit
Pricing & Packages
Simple, Transparent Pricing
Advisory memberships below. Loan, mortgage and insurance products are quoted individually with upfront written pricing.
Starter
Perfect for getting clarity
$0 / first consultation
- 45-minute strategy session
- Full financial health check
- Loan pre-qualification letter
- Written next-steps roadmap
- Email support
Growth
For families building momentum
$149 / month
- Everything in Starter
- Dedicated personal advisor
- Loan & mortgage management
- Managed investment portfolio
- Quarterly tax check-ins
- Priority phone & chat support
Premier Wealth
Full family-office experience
$399 / month
- Everything in Growth
- Family-office service model
- Estate & insurance audits
- Alternative investment access
- CPA-coordinated tax filing
- 24/7 concierge line
All plans are month-to-month — cancel anytime. Loans subject to lender approval. Licensing & NMLS partner disclosures available on request.
Book a Session
Reserve Your Free Strategy Session
Tell us a little about your goals and we'll match you with the right licensed advisor. It's free, it's friendly, and it's the smartest 30 minutes of your financial year.
No pressure, no obligation — reschedule or cancel anytime.
Service Booking Request
Fields marked * are required. We reply within one business hour.
Client Reviews
Real Stories From
Real Stories From
Real American Families
"We'd been pre-approved twice and ghosted at closing by other lenders. Prime Money Invest closed our first home in 26 days and saved us $184 a month versus our original quote. Hand-holding at every single step."
Margaret HollowayChicago, ILMortgage Loan
"I consolidated $38,000 of card debt at 6.9% and my payment dropped by half. Twenty-two months later I'm debt-free for the first time since college. These people actually answer the phone."
David RamirezAustin, TXPersonal Loan
"After two tech layoff scares, our advisor built a retirement plan we actually understand. We're now on track to retire at 60 with a 94% confidence score. Worth every penny of the Growth plan."
Priya ShahSeattle, WAWealth Planning
"Their tax team found $22,400 of legal savings in year one — entity restructuring, cost segregation and retirement sequencing I'd never even heard of from my old CPA. Absolute professionals."
James O'ConnorMiami, FLTax Advisory
"My score went from 582 to 712 in eight months on their credit-builder program. I just qualified for my first mortgage at a rate I never thought possible. I cried — happy tears."
Emily TranDenver, COCredit Loan
"They audited our life, auto and umbrella policies across 40 carriers and cut our premiums 31% while doubling our coverage. Fifteen years with my old agent and nobody ever did this."
Robert KellerPhoenix, AZInsurance
FAQ
Frequently Asked Questions
Straight answers to the questions we hear most. Anything else? Call us at (773) 202-0261.
We are a full-service finance & wealth firm. Under one roof you get personal, credit and mortgage lending, fiduciary investment planning, proactive tax advisory and independent insurance — coordinated by one dedicated advisor so every decision supports the others.
We act as your advocate and broker, working with a vetted network of NMLS-registered banks, credit unions and institutional lenders. That means we shop your file across dozens of lenders to win you the best rate — instead of selling you a single product.
Most personal loan decisions arrive within 24 hours, with funds in your account in 24–72 hours after signing. Mortgage pre-approvals typically issue within 48 hours.
Conventional programs generally start at 620, while FHA-backed options can begin near 580. If you're below that, our credit-builder program is designed to get you mortgage-ready — clients average a 100+ point gain in 8–10 months.
Advisory services are flat monthly memberships ($149 Growth, $399 Premier Wealth) — never a percentage of your assets and never commissions. You always know exactly what you pay, in writing, before you pay it.
Absolutely — credit repair is one of our specialties. We combine secured credit-builder loans, dispute assistance and payment strategy to rebuild scores safely and legally. There is no minimum score to start.
All 50 U.S. states. Our advisory team is headquartered in Libertyville, Illinois, and our licensed lending and insurance partners cover every state, with virtual meetings available nationwide.
Yes. We use 256-bit bank-level encryption, multi-factor authentication and SOC 2-aligned data handling. We never sell your personal information — see our Privacy Policy for full details.
A 30–45 minute session where we review your income, debts, credit, goals and protection gaps, then issue a written Money Blueprint with prioritized next steps. It costs nothing and you keep the plan either way.
Yes — all plans are month-to-month with no contracts or cancellation fees. One email or call ends your membership at the close of the current billing cycle, and your documents remain yours forever.
Contact Us
Let's Talk About Your Money Goals
Call, email, visit or send a message — a real human responds within one business hour.
Phone(773) 202-0261
Head Office
519 Oak St, Libertyville, Illinois 60048, USA
Office Hours
Mon–Fri 8:00–18:00 CT · Sat 9:00–13:00
Send Us a Message
We'll get back to you within one business hour, Mon–Sat.